The predictability of whole life insurance may also benefit someone who wants to use a future life insurance payout for the care of a lifetime financial dependent, such as a special needs child, and doesn’t want to have to make investment decisions. For example, burial insurance policies are generally small whole life insurance policies. Whole life may be a good selection if your main life insurance goal is to pay for final expenses, such as your funeral. Whole life insurance can be a good decision for someone who wants guarantees and cash value that grows at a steady rate. Who Can Benefit from Whole Life Insurance? Can build less cash value than some types of universal life insurance. ![]()
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